Modo vs YAY Casino

✓ Verified Oct 14, 2026
✓ Verified Oct 14, 2026
Editor Rating★ 4.5/5★ 4.5/5
Market Signal6360
OperatorARB Gaming, LLCSocial Gaming LLC
Minimum age21+18+
Prize play available in34 of 51 jurisdictions36 of 51 jurisdictions
Free sign-up bonusNot verified yet120,000 GC + 12 SC + 20 free spins sign-up bonus
Cash redemption minimum50 SC50 SC
Gift card minimum20 SCNot verified yet
Redemption methodsBank transfer / ACH, Debit card, PayPal, Prizeout gift cardsCrypto, Visa virtual card, Bank transfer / ACH
Processing timeTrustly instant: within minutes of approval (3% fee); standard ACH/debit card processed within 24 hours, then up to 5 business days at the bank; gift cards often instant. Rules allow up to 30 days in some circumstancesReview typically 24–72 hours (up to 7 days); then bank transfer 1–5 business days, prepaid/virtual card instant by email
Mail-in entryYes — 3 SC per requestYes — 5 SC per request
Visit Modo Visit YAY Casino

The short version

There’s no gap on our Editor Rating (4.5 each), which puts the weight on individual terms. The facts favor YAY Casino for the wider map (prize play in 36 jurisdictions against 34) and 18- to 20-year-olds, since Modo requires 21+. Nothing we’ve confirmed puts Modo ahead. We’re still missing a sign-up bonus for Modo, though.

Where you can play

Counting DC, Modo reaches 34 jurisdictions for prize play; YAY Casino reaches 36.

If you’re in Arizona or West Virginia, YAY Casino is the one of the two you can play for prizes at.

Utah still appears as open on Modo’s and YAY Casino’s own lists, and YAY Casino’s also shows Connecticut, Delaware, Indiana, Louisiana, Maine, Montana, Nevada, New Jersey and Tennessee, though sweepstakes casinos are restricted there. We follow the law, not the list.

Redeeming prizes

Modo and YAY Casino share a 50 SC cash minimum. Gift-card prizes at Modo start at 20 SC. So Modo players short of the cash minimum can still redeem for a gift card.

At either site you can redeem by ACH bank transfer. Only Modo offers debit card, PayPal and Prizeout gift cards. YAY Casino adds crypto and Visa virtual card. About fees, Modo states: trustly instant redemptions 3%; standard ACH/debit card redemptions free.

For Modo, the stated timing is: trustly instant: within minutes of approval (3% fee); standard ACH/debit card processed within 24 hours, then up to 5 business days at the bank; gift cards often instant. Rules allow up to 30 days in some circumstances. On timing, YAY Casino’s rules say: review typically 24–72 hours (up to 7 days); then bank transfer 1–5 business days, prepaid/virtual card instant by email.

Sweeps Coins at Modo must be played 1x (its rules allow up to 30x) before redemption. We haven’t verified a playthrough rule for YAY Casino. Modo states that ID verification comes before any redemption.

Free ways to play

YAY Casino gives 12 SC, 120,000 Gold Coins and 20 free spins on sign-up with no purchase. We haven’t verified a no-purchase bonus at Modo.

By post, Modo credits 3 SC per request. To enter, get a request code first and post it in a #10 envelope, from the state on your account. YAY Casino takes mail-in requests at 5 SC each. The steps: obtain a unique request code, write out a request and post it. Five requests would bring 15 SC at Modo and 25 SC at YAY Casino.

Buying Gold Coins

Modo takes credit or debit card, Apple Pay, Google Pay, ACH bank transfer, Skrill and crypto for Gold Coin purchases; YAY Casino takes credit or debit card and crypto. What sets them apart is Apple Pay, Google Pay, ACH bank transfer and Skrill only at Modo. Both support crypto.

Support and games

Modo offers email support. You can reach YAY Casino by email. Stated hours: 24/7. We have a game count only for YAY Casino: 1,300+, by the operator’s own claim.

What drives the ratings

Most of the difference comes from purchase options: 5.0 for Modo, 3.5 for YAY Casino. Modo has 6 purchase methods plus crypto; YAY Casino has 2 purchase methods plus crypto.

Modo isn’t scored on game library because we haven’t verified the underlying facts; YAY Casino is.

Who operates each site

YAY Casino’s operator is Social Gaming LLC (United States); Modo’s is ARB Gaming, LLC (United States), so the two aren’t related.

Modo vs YAY Casino: questions

Is the cash minimum lower at Modo or YAY Casino?

Neither. Modo and YAY Casino each set the cash minimum at 50 SC. Gift cards start at 20 SC at Modo.

Can I play YAY Casino or Modo at 18?

YAY Casino accepts players from 18 (or the age of majority in your state, if higher). Modo requires players to be 21 or older.

Which states does YAY Casino cover that Modo doesn’t?

YAY Casino accepts prize play in Arizona and West Virginia, where Modo doesn’t. There’s no state where only Modo is open. That leaves Modo at 34 and YAY Casino at 36 of 51.